Health Insurance Solutions by McClung Associates

Health Insurance Options

The range of options we as an independent Agency can offer to fit your particular needs is much wider then seen on this page.
But we provide some direct links and options right here - were you can receive an Insurance quote right away online.
If you don't find what you are looking for - don't hesitate to give us a call at
352-394-1874 or come by our office - and we will help you to find the solution that is right for YOUR needs.

Golden Rule Insurance Plans

Health Savings Account Plans

An HSA combines high deductible health insurance with a tax-favored savings account. Money in the savings account helps pay the deductible. Once the deductible is met, the insurance starts paying. Money left in the savings account earns interest and is yours to keep.

Why High Deductible Health Insurance?
To get the benefits of an HSA, the law requires that the savings account be combined with high deductible health insurance. High deductible health insurance costs less than traditional $250 or $500 deductible coverage, because the insurance company doesn’t have to process and pay claims for routine, low-dollar medical care.

Celtic Health Insurance Company

Celtic is a major provider of individual health insurance plans nationwide, offering quality coverage tailored for kids, individuals and families in all stages of life. As health care reform continues to change the insurance landscape, they are structured to meet today's challenges.

Medical Savings Plan

Your Health, Your Money, Your Doctor ®
you . . .

. . . pick your own doctor
. . . can change doctors anytime
. . . can change doctors for any reason

You buy health coverage to protect your family. Do you want to accept restrictions on which doctor your family can use? Of course not! Don't you want the right to choose your doctor -- and the right to change doctors anytime, for any reason, or for no reason at all?

People need health insurance to protect their assets and property from big medical bills. We offer a low-cost, high deductible major medical insurance policy that pays for those big bills. You pay the small bills, and the insurance company pays the big bills. And, thanks to new federal legislation, you can pay the small bills with a new Health Savings Account tax-free!

Health Savings Accounts are new in 2004. They allow anyone who has qualifying high deductible insurance to fund a Health Savings Account that is 100% tax-deductible. The money can be used tax-free for medical expenses, and if it's not used, it rolls over year to year. At age 65, the money can be used like a retirement plan, or still saved for future medical expenses.

Dental Plans

Discount dental plans are designed for individuals and families looking to save money on dental care services. Participating providers in the dental plans we offer have agreed to accept a discounted fee as payment-in-full for services performed. As a plan member, you simply show your membership card when visiting any participating plan provider to receive dental services at discounted fees.
Note: Discount dental plans offered through DentalPlans.com are NOT insurance plans, but discount programs.

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